Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal. by Natalie Martinez January 22, 2026 Affordability, For Buyers, Mortgage Rates 0 If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. Share this: Share on Facebook (Opens in new window) Facebook Share on X (Opens in new window) X